Simple Dividend Calculator

A quick, easy-to-use calculator to estimate your dividend income in seconds.

Quick Dividend Calculator

Enter just two numbers to see your estimated dividend income:

Your Estimated Annual Dividend Income

$400

Monthly

$33

Quarterly

$100

Daily

$1.10

How Dividend Calculations Work

The dividend calculation is straightforward:

Annual Dividend = Investment Amount × (Yield ÷ 100)

1
Example: $10,000 invested at 4% yield

$10,000 × 0.04 = $400 per year

2
Monthly: Divide by 12

$400 ÷ 12 = $33.33 per month

3
Quarterly: Divide by 4

$400 ÷ 4 = $100 per quarter

Phin Smith
CREATED BY Phin Smith UPDATED
Based on 3 sources
Reviewed by Expert
870 people found this helpful

On This Page

Dividend Yield Guide

What different yield levels typically mean:

1-2%
Low Yield (Growth Focus)

Tech stocks, growth companies. Prioritize capital appreciation over income. Examples: Apple, Microsoft.

2-4%
Moderate Yield (Balanced)

Dividend Aristocrats, blue chips. Balance of income and growth. Examples: Johnson & Johnson, Coca-Cola.

4-6%
High Yield (Income Focus)

REITs, utilities, telecoms. Strong current income, moderate growth. Examples: Realty Income, Verizon.

6%+
Very High Yield (Caution)

May signal risk—research carefully. Could be sustainable (some REITs) or a "yield trap" (dividend cut coming).

Frequently Asked Questions

How often are dividends paid?

Most US stocks pay dividends quarterly (4 times per year). Some stocks, particularly REITs, pay monthly. A few companies pay semi-annually or annually. Check the specific stock's dividend schedule.

Is dividend yield guaranteed?

No. Dividend yield changes as stock prices move, and companies can increase, decrease, or eliminate dividends at any time. Past dividends don't guarantee future payments. Focus on companies with long histories of consistent dividends.

What's a good dividend yield?

Generally, 2-4% is considered a good, sustainable yield for quality companies. The S&P 500 average is about 1.3%. Yields above 6% warrant extra research to ensure the dividend is sustainable.

Do I need to do anything to receive dividends?

No. If you own shares before the ex-dividend date, dividends are automatically deposited into your brokerage account on the payment date. You can choose to receive cash or automatically reinvest (DRIP).

Need More Advanced Calculations?

Try our specialized calculators for compound growth, DRIP reinvestment, and tax estimates.