High-Yield Dividend Stocks

Live data

Stocks currently yielding above 4% annually:

SymbolCompanySectorPriceYield
MSTY YieldMax MSTR Option Income ETF ETF $28.45 101.50%
TSLY YieldMax TSLA Option Income ETF ETF $36.06 62.40%
AGNC AGNC Investment Corp REIT $11.93 12.07%
JEPQ JPMorgan Nasdaq Equity Premium Income ETF ETF $54.28 9.20%
JEPI JPMorgan Equity Premium Income ETF ETF $58.41 7.10%
VZ Verizon Communications Communication Services $38.91 7.09%
PFE Pfizer Healthcare $26.85 6.12%
O Realty Income Real Estate $61.42 5.28%
MAIN Main Street Capital Financials $63.96 4.88%
Phin Smith
CREATED BY Phin Smith UPDATED
Based on 3 sources
Reviewed by Expert
928 people found this helpful

Understanding High-Yield Dividend Stocks

High-yield dividend stocks are securities that pay dividends significantly above the market average. While the S&P 500 averages around 1.3-1.5%, high-yield stocks typically offer 4% or more, providing substantial income potential for investors.

Types of High-Yield Investments:

  • REITs - Required to distribute 90% of taxable income as dividends
  • BDCs - Business Development Companies financing small/mid-sized businesses
  • MLPs - Master Limited Partnerships, often in energy infrastructure
  • Covered Call ETFs - Generate income through options premiums (JEPI, JEPQ)
  • Utilities - Stable, regulated businesses with consistent cash flows
Important: Very high yields (above 8-10%) may indicate elevated risk or an unsustainable dividend. Always research the payout ratio and company fundamentals before investing.

High-Yield Income Calculator

Annual Income$3,000
Monthly Income$250
Daily Income$8.22

Frequently Asked Questions

What is considered a high dividend yield?

Generally, yields above 4% are considered high. The S&P 500 average is around 1.3-1.5%. Yields above 6-8% should be examined carefully for sustainability.

Are high-yield stocks risky?

Higher yields often come with higher risk. A very high yield might indicate the stock price has fallen (increasing yield) due to business problems, or that the dividend may be cut.

How do I evaluate dividend sustainability?

Check the payout ratio (dividend as % of earnings). Ratios below 60-70% are generally sustainable. Also review free cash flow, debt levels, and dividend history.

Should I chase the highest yields?

Not necessarily. A 4% yield from a growing company may be better than an 8% yield from a declining one. Focus on total return (dividends + appreciation) and dividend safety.